🌾 Food and fuel are getting costlier. Read this.

🎵 The one that soothes your soul - hit play, settle in.

Good morning.

The RBI does not usually flag the same risk twice in one month. This August, it did. Food and fuel prices are on its radar, and that matters for everything from your EMI to your grocery run.

That, a Raksha Bandhan side hustle story, and a state that went fully organic. Shall we?

Raksha Bandhan is around the corner. Here is a sibling story that fits.

Unnati and Udit Khandelwal from Jaipur started making candles in their kitchen in 2023 after their parents nudged them to try something creative.

₹5,000 in raw materials, a ₹500 online workshop, and a lot of wax on the kitchen floor later, they had their first products.

Neither quit their career. They built GiftwithTwist around their schedules, arguing over pricing, waking each other up for late-night orders, and recently shipping 500 customised candles to Dubai.

A side hustle does not need a perfect plan. Sometimes it needs a sibling and the willingness to ruin a few utensils. Read More →

💌 Share this with your sibling. See if they are up for it.

What happened? The RBI has warned, for the second time this month, that rising food and fuel prices could spill over into broader inflation. The first flag came in its August bulletin. The second came in a fresh report this week.

Why is this unusual? The RBI rarely repeats a warning in the same month. Food inflation has stayed stubborn, driven by vegetables, pulses, and edible oils. Fuel costs have risen after the Iran conflict pushed crude past $100. And the monsoon's uneven distribution is adding pressure on crop output.

Why it matters: When food and fuel stay high long enough, they start affecting everything else: transport, manufacturing, services. If the RBI decides inflation is broadening, a rate hike moves from unlikely to possible. 

Your EMI, your SIP returns, and your grocery bill are all connected to what happens next. More here →

In 2003, Sikkim's government decided to phase out chemical fertilisers and pesticides from all its farmland. By 2016, every farm in the state was certified organic, making Sikkim the first fully organic state in the world.

The transition was not fast or easy. Farmers had to relearn how to grow food without chemicals. Yields dipped initially. But over time, soil health improved, water sources stayed cleaner, and Sikkim's produce earned premium prices in markets that value organic certification.

Large cardamom, ginger, turmeric, buckwheat - all grown without a single synthetic input. A 13-year bet that paid off. Read More →

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